Local Dental Care - Illinois Smile Bright Dental Plan

Facts You Should Know About Dental Insurance

What is the best dental insurance plan for financing health care for me?

Choosing a dental expense plan can be a confusing experience. Although there is no one "best" dental payment plan for financing health care, there are some plans that will be better than others for you and your family's dental payment plan needs. We will try to guide you in simple terms. However, rather than just giving you answers, the best thing we can do is to make sure you are equipped with the right questions for the dentists.

There are three major things to consider, each with their own unique set of questions. By considering the questions thoroughly, you will arrive at the right dental payment plan for you and your family.

• How affordable is financing health care (cost of financing health care)?
• How much will a dental payment plan cost me on a monthly basis?
• Should I try to insure just major dental expense or most of my dental expense?
• Can I afford a policy that at least covers my children?
• Are there deductibles I must pay before the insurance begins to help cover my costs?
• After I have met the deductible, what part of my dental expense is paid by the dental plan?
• If I use dentists outside a plan's network, how much more will I pay to get financing health care?
• How often do I visit the dentist and how much will my dental payment plan be each visit?
• Do the included services match my needs (access of health care)?
• What other dental providers are part of the plan?
• Are there enough of the kinds of dentists I want to see?
• Where will I go for financing health care? Are these places near where I work or live?
• Do I need to get permission before I see a dental specialist?
• Are there any limits to how much I must pay in case of a major illness?
• Is the prescription medication which I need covered by the dental plan?
• Have people had good results when covered by a specific dental payment plan?
• How do independent government organizations rate the different dental plans?
• What do my friends say about their experience with a specific plan?
• What does my dentist say about their experience with a specific dental payment plan?

If you consider these elements carefully when choosing a dental financing plan, you can be assured the best possible outcome and minimize dental expense paid by you.

+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.

New Dentistry, A Partnership For Your Health And Well Being

A world of opportunities for dental health awaits us in the new dentistry. Using the old dentistry, dental professionals did their best to provide a high quality of service given the state of knowledge and technology at that time. Through advancements in treatment, research, and the desire of the dental profession to do more and do it better, the new dentistry has emerged. It is based on a foundation with specific characteristics that are of great benefit to us as consumers.

• Efficiency: Your time and your resources are valuable to you, and your dental professional recognizes this. New treatment techniques and methods have considerably reduced the amount of time that the dental care now takes. The return on your investment in dental health is excellent.
• Comfort: Not only are the dental chairs and the office environments more comfortable and pleasant, improvements in the use of local anesthetics and new equipment provide more comfort than ever before.
• Collaboration: The dental relationship is now based on the value that you can derive from your dental team and what you want for your dental future rather than just on the techniques and procedures your dentist can do. Through continuing education, your dentist has the skills and knowledge to help you make decisions for your dental health in a positive and informed way.
• Predictability: New materials and advances in treatment provide you with opportunities to maintain your dental health throughout your life. With the innovative cosmetic dentistry and specialized approaches to reclaiming teeth that formally would be lost, your dental professional can help create and maintain teeth and gums. Predictable treatment, effective prevention methods, and the longevity of treatment are now part of any treatment plan.
• Thoroughness: Advances in assessment and diagnosis now enable dentists to make thorough evaluations of your overall dental and oral health. The outcome is a plan for your health that will give you peace of mind, knowing you can have a well-informed dental plan in place.
• Prevention: This characteristic of the new dentistry has received much publicity in recent years. It has been proven over and over again that there are several measures that you can take as a consumer of dental care to create and maintain your dental health in collaboration with your dental team. It bears repeating again - flossing and brushing combined with regular dental hygiene checks are your greatest allies in maintaining your teeth and a bright smile.
• Precision: The new dentistry utilizes instruments and technologies that are far advanced from what was available even 15 years ago. Both general dental professionals and specialists have access to technologies that provide precision in diagnosis and treatment. The value for you is higher quality care.

The dental profession has established a strong foundation for a pleasant smile and a healthy dental future for all of us. Improvements are continuously being made to this foundation. You can choose to avail yourself of these improvements by asking your dentist, "What can help me to maintain my dental health?" They have the knowledge and the desire to help you, including information about a wide range of dental payment plans.

By Brian DesRoches, PhD

+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.